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No matter if you’re buying, refinancing, or building your dream home, it’s important to work with an experienced and knowledgeable loan officer. As an expert in my field, I have the knowledge and resources you need in order to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate goal. I am here to service any and all of your residential, fix and flip, hard-money lending needs. I work diligently alongside each and every one of my clients and referral partners. Being licensed in multiple states and well verse in the continuously changing lending guidelines, I’ve been able to assist many people and look forward to more opportunities and challenges. As your Loan Officer I’ll provide the personalized attention you deserve. I’ll review your finances and goals and help you find the mortgage that best fits your needs. You can count on me to answer your questions and communicate with you through each step of the mortgage process. I’m dedicated to making your experience a positive one. Please feel free to reach out at any time, I make myself available seven days a week.

Sarah Smith She is a great loan officer. This was my first home purchase, and she walked me through the entire process. She has a great group of people to assist with the home buying process.

Jane Brown She did an amazing job finding and getting me into a home!! In this cut throat market, she’s the best to have on your side!

Anne Black She is a great loan officer. This was my first home purchase, and she walked me through the entire process. She has a great group of people to assist with the home buying process.

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Refinance

A Mortgage Refinance is when you finance a new mortgage with new terms and use the new loan to pay off your existing mortgage balance. 

Refinancing is when you secure a mortgage with new terms and use the new loan to pay off your existing mortgage balance. When you refinance the mortgage on your house, you’re essentially trading in your current mortgage for a newer one, often with a new principal and a different interest rate. Your lender then uses the newer mortgage to pay off the old one, so you’re left with just one loan and one monthly payment. The refinancing process is often less complicated than the home buying process, although it includes many of the same steps. It can be hard to predict how long your refinance will take, but the typical timeline is 30 to 45 days.

Purchase

Purchasing a home is one of the most important decisions you’ll make, and the right advice and guidance is paramount. Experience and expertise matter and they can make a significant difference in making sure that you not only find the right house, but that you also pay the best price.

I not only have a thorough understanding of the marketplace but I also have access to many properties that are off-market 

and an awareness of properties that are about to be listed. Most importantly, I’m keenly aware of the nuances that determine value and I am discerning as to construction quality, materials, and craftsmanship.   I will listen to your needs and find you the perfect home and I will make sure that you make an educated and informed decision. Once you choose a property I will represent your interest vociferously throughout the purchase process, negotiating the best possible purchase price, managing and advocating for you during inspections, escrow, title, and closing. I will also advise you on how to make the house even better, including furniture and design, and possibly remodel ideas and augmentations where beneficial.

Seller

Choosing the correct real estate agent to sell your home is one of the most important decisions you’ll make. It can be the difference between your home sitting on the market for months or selling quickly, for hundreds of thousands if not millions of dollars more. Your home is a very personal, important, and valuable asset, and it can be an emotional and complicated endeavor to sell it, especially in today’s challenging marketplace.

Numerous questions and concerns will need to be addressed, and the advice and consultation that you receive can make a tremendous difference in the results. Marketing and advertising, remodeling and/or upgrading, photography, internet exposure, staging, design, floor-plan measurements, videography, timing and presentation, inspections, pre-market exposure, agent outreach and relationships, open houses, pricing, and dozens more nuances and subtleties all make up the difference between failure and a successful sale.